1. Introduction

Welcome to Xpat ("Website"). By accessing or using this Website and its services, you agree to these Terms and Conditions. If you do not agree, please do not use the Website.

2. Service Description

• Xpat provides AI tax copilot services.
• The service is for informational purposes only.
• The Website also offers a chat interface to explore available services.

3. Accounts

• Users must create an account to access the application and chat services.
• You are responsible for maintaining the confidentiality of your login details and for all activity under your account.

4. Acceptable Use

• The service may be used only for personal, non-commercial purposes.
• Users may not resell or redistribute chat or data.
• Users may not use automated tools to scrape or extract content.
• Users may not attempt to disrupt or damage the Website or its services.

5. Intellectual Property

All content, chat, articles, and software on Xpat are the property of Xpat or its licensors and are protected under intellectual property laws.

6. Liability Disclaimer

• Xpat provides an AI tax copilot service "as is," without warranty of accuracy or completeness.
• Xpat is not liable for any direct, indirect, or consequential damages arising from the use of chat, data, or the Website.

7. Governing Law

These Terms are governed by French law and EU law. Any disputes will be subject to the jurisdiction of French courts.